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What Is A VA Loan And What Are The Benefits
What is a VA Loan?
In 1944, the U.S. government created a military loan guaranty program to help returning service members purchase homes. The result, the VA Loan, is a mortgage loan issued by approved lenders guaranteed by the federal government. Since its inception, the VA Loan program has helped place more than 20 million veterans and their families into an affordable home financing situation.
Today, the VA Home Loan program is more important than ever to service members. In recent years, lenders nationwide have tightened their lending requirements, making the VA Loan a lifeline for military homebuyers, many of whom find difficulty when faced with tough credit standards and down payment requirements. For more information you can also visit: http://www.benefits.va.gov/homeloans/
There are many benefits in using a VA Loan:
NO PMI - Since VA Loans are government backed, banks do not require you to buy Private Mortgage Insurance.
Competitive Interest Rates
Easier to Qualify
If you are military (active or retired), fire fighter, law enforcement, or teacher please contact us at www.loudounheroesnetwork.com to learn about discounts and rebates to be applied to your home purchase or the sell of a home.
I'm not a licensed lender but if you would like to talk with a lender about this program please contact me and I will put you in touch with several that can help you.
Melody Hall Visser is a passionate Realtor who lists, sells, and dwells in Northern Virginia. Currently, she serves as a REALTOR at eXp Realty, LLC. As a life-long resident of Virginia, Melody has....